网络创业好点子,软件行业有哪些好的创业方向？

山东思脉特奇企业管理咨询（SMCTS）认为保险科技未来发展有如下两个趋势网络创业好点子：

SMCTS believes that the insurance industry has the following two development trends regarding insurance technology:

> 对某一类事故 (或造成某种损失水平的事故) 的发生频率的更准确的预测 More accurate prediction and forecast of the frequency of a certain type of incident or incident of a certain loss level。

> 对事故发生导致因素中人的行为因素的拆解的分析 Unpacking the human behavioiral factor that contributes to the occurence of the incident。

这两个方面是目前风险管理方法中的主要短板。先进的软件工具或功能预期将填补这一专业领域的空白，推动保险科技领域的增长。

These two aspects are the main weaknesses of current risk management approaches. Advanced software toola or features are expected to boost the growth in the uptake of insurance technologies.

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